Pay at your own pace, the Affirm advantage
With Affirm, you’ll never owe more than you agree to up front. Instead, you’ll always get a flexible, transparent, and convenient way to pay over time.
- Checking your eligibility is quick and simple, and doesn’t impact your credit score.
- You'll never pay late fees. Or annual fees. Or hey-it's-a-random-day-in-April fees.
- With Affirm, you always know exactly what you'll owe and when you'll be done paying off your purchase.
How it works
Add items to cart
Select Pay with RBC PayPlan during checkout
Choose your plan
Select your preferred terms and review conditions.
Receive your items and pay over time
Manage your payments online.


Frequently Asked Questions
Are there requirements to use Affirm?
Pay monthly:
Yes. You'll need:
- To be the legal age of majority in the province or territory in which you reside
- To be a resident of Canada
- A Canadian bank account or Visa/Mastercard debit card (your debit card must have the Visa or Mastercard logo)
- Available payment methods may vary depending on the payment plan selected
- An SMS-capable Canadian phone number and an email address
- To meet the minimum cart size required to use Affirm as a payment option at checkout
Pay in 4:
Yes. You'll need:
- To be the legal age of majority in the province or territory in which you reside
- To be a resident of Canada
- A Canadian Visa, Mastercard, Amex, or Discover credit card, or a Visa or Mastercard debit card (with the Visa/Mastercard logo), which can be used for online transactions
- An SMS-capable Canadian phone number
- To meet the minimum cart size required to use Affirm as a payment option at checkout
How do I sign up?
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Does applying for Affirm impact an applicant’s credit score?
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After making a purchase using Affirm, who does a customer contact with questions or help?
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What information or identification does an applicant need to complete the application?
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Who is eligible to apply with Affirm? / Am I eligible to apply with Affirm?
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How does checking out with Affirm work?
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How do I make a payment toward my Affirm loan?
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