PayPlan by RBC™- Buy Now, Pay Over Time
Shop with confidence and manage your budget. Spread the cost of larger purchases over time with a PayPlan by RBC installment loan.
- Select an installment loan plan that works for your budget
- Available for purchases between $500 and $15,000, including taxes^. Some exclusions apply*
- Rates as low as 0% APR^ for qualified applicants
- Find out how much you qualify for in minutes
- When shopping online, choose PayPlan by RBC financing as your payment option at checkout
How it works
Add items to cart
Select Pay with RBC PayPlan during checkout
Choose your plan
Select your preferred term and review terms.
Receive your items and pay over time
Manage your payments online.
Frequently Asked Questions
What is PayPlan by RBC?
PayPlan by RBC is a pay-over-time solution that helps you make purchases through equal monthly payments instead of an up-front lump sum.
When you check out with PayPlan by RBC, you agree to accept the terms of taking an installment loan from RBC Ampli Inc., a wholly-owned subsidiary of Royal Bank of Canada.
Why buy with PayPlan by RBC?
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Does applying for PayPlan by RBC impact an applicant’s credit score?
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After making a purchase using PayPlan by RBC, who does a customer contact with questions or help?
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What information or identification does an applicant need to complete the application?
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Who is eligible to apply with PayPlan by RBC? / Am I eligible to apply with PayPlan by RBC?
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How does checking out with PayPlan by RBC's virtual card work?
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How do I make a payment toward my PayPlan by RBC loan?
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